Mortgage Broker — Sulphur, Louisiana

Sulphur
Mortgage Broker

Name: Bayou Mortgage — Sulphur, Louisiana
Address: 113 Williamsburg Street, Lake Charles, LA, 70605, US
Telephone: 337-476-2623
Rating: 4.9

Sulphur is Calcasieu Parish's second-largest city, adjacent to Lake Charles and home to significant petrochemical employment. Affordable prices within commuting distance of major employers.

🏠 Get a Free Quote → 📞 337-476-2623

⭐ 4.9 on Google ✅ No Credit Pull ✅ Louisiana Licensed ✅ Channing Moore NMLS #1235512

Loan Programs

Home Loans in Sulphur

Every buyer's situation is different. We match you to the right program — whether that's FHA, VA, USDA, or Conventional. Here's what's available in Sulphur and Calcasieu Parish.

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FHA Loan

3.5% Down

Government-backed with flexible credit requirements and low down payment.

$0 down payment for eligible veterans and active military. No PMI. Competitive rates.

$0 down in eligible rural and suburban areas. Income limits apply.

As low as 3% down. No mortgage insurance at 20% down. Best for stronger credit profiles.

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First-Time Home Buyer

Down Payment Help

Special programs and down payment assistance for qualifying first-time buyers in Louisiana.

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Local Market

Sulphur Mortgage Market

Sulphur is Calcasieu Parish's second-largest city, adjacent to Lake Charles and home to significant petrochemical employment. Affordable prices within commuting distance of major employers.

Sulphur buyers get Calcasieu Parish location and petrochemical employment access at prices consistently lower than Lake Charles proper.

Neighborhoods: East Sulphur, West Sulphur, Maplewood, Carlyss

⚠️Flood Zone Note — Sulphur experienced storm damage in recent hurricane seasons. Buyers should verify insurance history on any property.

Sulphur Market At a Glance

Typical Price Range$155k–$295k

County / ParishCalcasieu Parish

USDA Eligible AreasVaries by address

FHA Loan Limit (2024)$498,257

Minimum FHA Down3.5% (580+ credit)

VA Down Payment$0

Bayou Mortgage Rating⭐ 4.9 / 5.0

FAQ

Sulphur Mortgage Questions

Bayou Mortgage offers FHA loans (3.5% down), VA loans ($0 down for veterans), USDA loans ($0 down in eligible areas), Conventional loans, and First-Time Homebuyer programs for Sulphur buyers. We compare all options and match you to the best fit.

Most buyers in Sulphur shop in the $155k–$295k range. Sulphur is Calcasieu Parish's second-largest city, adjacent to Lake Charles and home to significant petrochemical employment. Affordable prices within commuting distance of major employers.

The fastest way is to take Bayou Mortgage's quick quiz at bayoumortgage.com/get-a-quote — no credit pull, no pressure, results in minutes. From there we build a clear plan for your Sulphur purchase.

Yes. Bayou Mortgage is a Louisiana-licensed mortgage broker based in Lake Charles serving buyers across the state including Sulphur and Calcasieu Parish. We close loans in every Louisiana parish.

Most first-time buyers in Sulphur use FHA (3.5% down, 580+ credit) or USDA ($0 down in eligible areas). Louisiana also has down payment assistance programs that can reduce upfront costs further. We review all options for your specific situation.

Service Area

We Serve All of Louisiana

Bayou Mortgage serves homebuyers in every Louisiana parish. Find mortgage information for your city.

Ready to Buy a Home in Sulphur?

Get a free quote in minutes — no credit pull, no pressure. Channing Moore will personally review your situation.