Channing Moore

Find out if you may qualify for a VA home loan in under 2 minutes.

Answer a few quick questions and I'll generate a personalized VA eligibility snapshot โ€” with a downloadable certificate you can keep.

โœ… No credit pull โœ… No obligation โœ… Instant results

Bayou Mortgage ยท NMLS #1845349 ยท Equal Housing Lender

What zip code are you looking to buy in?

This helps us confirm your location and tailor any area-specific options.

Are you a first-time homebuyer?

VA loans have no first-time buyer requirement, but this helps us understand your full situation.

๐Ÿ Yes, first time
๐Ÿ”„I've owned before

What is your military affiliation?

VA loans are an exclusive benefit for those who have served. Select the one that best applies.

๐Ÿ‡บ๐Ÿ‡ธVeteran / Active Duty
๐ŸŽ–๏ธNational Guard / Reserve
๐Ÿ’Surviving Spouse
โœ–๏ธNo Military Affiliation

What type of property are you looking for?

VA loans can be used for various property types as long as it's your primary residence.

๐Ÿ Single Family
๐ŸขCondo (VA Approved)
๐Ÿ˜๏ธMulti-Family (Up to 4)

What's your current housing situation?

This helps us understand your timeline and whether there's a home to sell.

๐ŸฌRenting
๐ŸกI own โ€” need to sell first
๐Ÿ”‘I own โ€” keeping my current home
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งLiving with family

What purchase price are you targeting?

Use the slider or type a value.

$250,000

How much cash do you have available to put toward a home?

VA loans allow for $0 down. Include any cash you plan to put down โ€” a down payment can reduce your VA funding fee.

$0

What is your gross annual income?

Include all income sources. VA has no income limit, but this helps us estimate your purchase power.

$75,000

What is your employment status?

This helps us determine which income documentation works best for your loan.

Employed
Self-Employed
Retired / SS / Disability
Not Currently Employed

What are your monthly debt payments?

Include car payments, student loans, and minimum credit card payments. Do not include rent or utilities.

$500

What is your estimated credit score?

An estimate is fine โ€” we won't pull your credit.

760+  โ€”  Excellent
720โ€“759  โ€”  Very Good
680โ€“719  โ€”  Good
640โ€“679  โ€”  Fair
600โ€“639  โ€”  Below Average
Below 600  โ€”  Needs Work

How soon are you looking to buy?

No wrong answer โ€” this helps us prioritize next steps.

โšกASAP โ€” within 30 days
๐Ÿ“…1โ€“3 months
๐Ÿ—“๏ธ3โ€“6 months
๐Ÿ”Just exploring

What's your name?

What's your email address?

We'll send your VA eligibility summary here.

Channing Moore

Last step โ€” enter your phone number

So I can reach out with your VA loan options personally.

Bayou Mortgage LLC ยท NMLS #1845349 ยท Equal Housing Lender.

Hi there โ€”

Your VA Eligibility Snapshot

This is a preliminary estimate based on what you've shared โ€” not a pre-approval. Your actual eligibility, purchase power, and loan terms can only be confirmed after a conversation with a loan officer who can verify your income, credit, property location, and full financial picture.

Estimated Purchase Power
$0
Based on 50% DTI ยท 6.5% rate ยท 30yr ยท Est. taxes & insurance ยท No PMI
Estimated Down Payment
$0
VA allows $0 down payment

๐Ÿ“ž Want to know your real numbers?

These estimates need to be verified with a licensed loan officer. A quick call is the fastest way to pull your Certificate of Eligibility, lock in your rate, and get a real VA pre-approval letter.

Call Channing โ€” 337-476-2623
VA Eligibility Review

This VA eligibility estimate is based on information you provided and general market assumptions. It is not a commitment to lend, a guarantee of VA eligibility, or a pre-approval. Actual eligibility requires verification of income, household size, credit, property address, and underwriting review by a licensed loan officer. Bayou Mortgage LLC ยท NMLS #1845349 ยท Equal Housing Lender.