Louisiana Mortgage Lending

Louisiana
Mortgage Broker

Name: Bayou Mortgage — Louisiana Mortgage Broker
Address: 113 Williamsburg Street, Lake Charles, LA, 70605, US
Telephone: 337-476-2623
Rating: 4.9

Bayou Mortgage serves homebuyers and homeowners across all 64 Louisiana parishes. Local expertise, competitive rates, and personalized service from Lake Charles to New Orleans.

🏠 Get a Free Quote → 📞 337-476-2623

⭐ 4.9 on Google ✅ All 64 Parishes ✅ NMLS #1845349 ✅ 32 Cities Served

Loan Programs

Louisiana Home Loan Programs

We offer every major loan program across the state. Whether you're a first-time buyer, veteran, or looking to refinance — we'll match you to the best option.

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FHA Loans

3.5% Down

Government-backed with flexible credit and low down payment. Ideal for first-time buyers.

$0 down, no PMI for eligible veterans and active-duty service members.

No down payment for eligible rural areas across Louisiana.

Competitive rates with flexible terms. PMI drops at 20% equity.

Down payment assistance and first-time buyer programs in Louisiana.

Financing for higher-priced Louisiana properties above conforming limits.

Rate-and-term refinance to reduce your monthly payment or shorten your loan.

Access your home equity for renovations, debt consolidation, or investments.

Home equity line of credit — borrow as needed, pay interest only on what you use.

Check today's Louisiana mortgage rates for FHA, VA, USDA, and Conventional loans.

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Service Area

Cities We Serve Across Louisiana

Bayou Mortgage serves homebuyers in 32 cities across the state. Click any city to explore local mortgage options, loan programs, and market info.

Why Bayou Mortgage

Why Louisiana Homebuyers Choose Us

We're not a big bank or a national call center. We're a Louisiana-based mortgage broker that treats every client like a neighbor.

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Local Louisiana Expertise

Based in Lake Charles, we know Louisiana's parishes, markets, flood zones, and homebuyer programs inside and out.

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All 64 Parishes Served

From Caddo to Plaquemines, we originate loans in every Louisiana parish. No territory limits.

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Competitive Rates

As a broker, we shop dozens of lenders to find the best rate and terms for your specific situation.

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4.9-Star Google Rating

150+ five-star reviews from Louisiana homebuyers who trusted us with the biggest purchase of their lives.

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Personal Service

You'll work directly with Channing Moore (NMLS #1235512), not a rotating cast of reps. One point of contact, start to finish.

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Fast, Simple Process

Free quote in minutes with no credit pull. We handle the paperwork and keep you updated every step of the way.

FAQ

Louisiana Mortgage Questions

Bayou Mortgage offers FHA loans (3.5% down), VA loans ($0 down for veterans), USDA loans ($0 down in eligible rural areas), Conventional loans, Jumbo loans, First-Time Homebuyer programs, Refinance, Cash-Out Refinance, and HELOCs across all 64 Louisiana parishes.

Yes. Bayou Mortgage is a Louisiana-licensed mortgage broker based in Lake Charles that serves homebuyers and homeowners in all 64 parishes. We have deep local knowledge across 32 cities statewide.

Start with Bayou Mortgage's free online quiz at bayoumortgage.com/get-a-quote — no credit pull, no obligation. We'll review your situation and match you to the best loan program within minutes.

Mortgage rates change daily. Visit our Louisiana Mortgage Rates page for live rate estimates on FHA, VA, USDA, and Conventional loans. Your actual rate depends on credit score, loan type, and down payment.

Most first-time buyers in Louisiana choose FHA (3.5% down, 580+ credit) or USDA ($0 down in eligible areas). Louisiana also offers down payment assistance programs. Bayou Mortgage reviews all options and matches you to the best fit.

Ready to Start Your Louisiana Mortgage?

Get a free quote in minutes — no credit pull, no pressure. Channing Moore will personally review your situation.