Channing Moore

Find out if you may qualify for a USDA home loan in under 2 minutes.

Answer a few quick questions and I'll generate a personalized USDA eligibility snapshot — with a downloadable certificate you can keep.

✅ No credit pull ✅ No obligation ✅ Instant results

Bayou Mortgage · NMLS #1845349 · Equal Housing Lender

What zip code are you looking to buy in?

This helps us estimate USDA area eligibility for the property location.

Are you a first-time homebuyer?

USDA does not require you to be a first-time buyer, but this helps us understand your situation better.

🏠Yes, first time
🔄I've owned before

Are you an active military member or veteran?

This won't affect USDA eligibility directly, but it helps us understand whether you may have multiple zero-down options.

🇺🇸Yes
✖️No

What type of property are you looking for?

USDA is generally used for primary residences, most often single-family homes.

🏠Single Family
🏢Condo / Townhome
🏗️Mobile / Manufactured
🏘️Multi-Family

What's your current housing situation?

This helps us understand your timeline and whether there's a home to sell.

🏬Renting
🏡I own — need to sell first
🔑I own — keeping my current home
👨‍👩‍👧Living with family

What purchase price are you targeting?

Use the slider or type a value.

$250,000

How much cash do you have available to put toward a home?

Include savings, gift funds, or anything you could use at closing. USDA allows $0 down — this just helps us see the full picture.

$0

What is your gross annual income?

Include all income sources. USDA loans have household income limits, so this matters.

$75,000

What is your employment status?

This helps us determine which income documentation works best for your loan.

Employed
Self-Employed
Retired / SS / Disability
Not Currently Employed

What are your monthly debt payments?

Include car payments, student loans, and minimum credit card payments. Do not include rent or utilities.

$500

What is your estimated credit score?

An estimate is fine — we won't pull your credit.

760+  —  Excellent
720–759  —  Very Good
680–719  —  Good
640–679  —  Fair
600–639  —  Below Average
Below 600  —  Needs Work

How soon are you looking to buy?

No wrong answer — this helps us prioritize next steps.

⚡ASAP — within 30 days
📅1–3 months
🗓️3–6 months
🔍Just exploring

What's your name?

What's your email address?

We'll send your USDA eligibility summary here.

Channing Moore

Last step — enter your phone number

So I can reach out with your USDA loan options personally.

Bayou Mortgage LLC · NMLS #1845349 · Equal Housing Lender.

Hi there —

Your USDA Eligibility Snapshot

This is a preliminary estimate based on what you've shared — not a pre-approval. Your actual eligibility, purchase power, and loan terms can only be confirmed after a conversation with a loan officer who can verify your income, credit, property location, and full financial picture.

Estimated Purchase Power
$0
Based on 29/41% DTI · 6.5% rate · 30yr · Est. taxes, ins. & USDA fees
Estimated Down Payment
$0
USDA allows up to 100% financing

📞 Want to know your real numbers?

These estimates need to be verified with a licensed loan officer. A quick call is the fastest way to confirm your eligibility, lock in your actual rate, and get a real pre-approval letter.

Call Channing — 337-476-2623
USDA Eligibility Review
📞 Book a Call 337-476-2623 ✅ Start Application 5 min · No credit pull

This USDA eligibility estimate is based on information you provided and general market assumptions. It is not a commitment to lend, a guarantee of USDA eligibility, or a pre-approval. Actual eligibility requires verification of income, household size, credit, property address, and underwriting review by a licensed loan officer. Bayou Mortgage LLC · NMLS #1845349 · Equal Housing Lender.