Mortgage Broker — Gonzales, Louisiana

Gonzales
Mortgage Broker

Name: Bayou Mortgage — Gonzales, Louisiana
Address: 113 Williamsburg Street, Lake Charles, LA, 70605, US
Telephone: 337-476-2623
Rating: 4.9

Gonzales is Ascension Parish's largest city and one of Louisiana's fastest-growing communities. Major retail and industrial development has accelerated population growth and home demand.

🏠 Get a Free Quote → 📞 337-476-2623

⭐ 4.9 on Google ✅ No Credit Pull ✅ Louisiana Licensed ✅ Channing Moore NMLS #1235512

Loan Programs

Home Loans in Gonzales

Every buyer's situation is different. We match you to the right program — whether that's FHA, VA, USDA, or Conventional. Here's what's available in Gonzales and Ascension Parish.

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FHA Loan

3.5% Down

Government-backed with flexible credit requirements and low down payment.

$0 down payment for eligible veterans and active military. No PMI. Competitive rates.

$0 down in eligible rural and suburban areas. Income limits apply.

As low as 3% down. No mortgage insurance at 20% down. Best for stronger credit profiles.

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First-Time Home Buyer

Down Payment Help

Special programs and down payment assistance for qualifying first-time buyers in Louisiana.

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Local Market

Gonzales Mortgage Market

Gonzales is Ascension Parish's largest city and one of Louisiana's fastest-growing communities. Major retail and industrial development has accelerated population growth and home demand.

Ascension Parish is one of Louisiana's fastest-growing parishes — Gonzales buyers are investing in one of the state's strongest long-term appreciation markets.

Neighborhoods: Gonzales proper, Prairieville adjacent, Sorrento, St. Amant

Gonzales Market At a Glance

Typical Price Range$195k–$360k

County / ParishAscension Parish

USDA Eligible AreasVaries by address

FHA Loan Limit (2024)$498,257

Minimum FHA Down3.5% (580+ credit)

VA Down Payment$0

Bayou Mortgage Rating⭐ 4.9 / 5.0

FAQ

Gonzales Mortgage Questions

Bayou Mortgage offers FHA loans (3.5% down), VA loans ($0 down for veterans), USDA loans ($0 down in eligible areas), Conventional loans, and First-Time Homebuyer programs for Gonzales buyers. We compare all options and match you to the best fit.

Most buyers in Gonzales shop in the $195k–$360k range. Gonzales is Ascension Parish's largest city and one of Louisiana's fastest-growing communities. Major retail and industrial development has accelerated population growth and home demand.

The fastest way is to take Bayou Mortgage's quick quiz at bayoumortgage.com/get-a-quote — no credit pull, no pressure, results in minutes. From there we build a clear plan for your Gonzales purchase.

Yes. Bayou Mortgage is a Louisiana-licensed mortgage broker based in Lake Charles serving buyers across the state including Gonzales and Ascension Parish. We close loans in every Louisiana parish.

Most first-time buyers in Gonzales use FHA (3.5% down, 580+ credit) or USDA ($0 down in eligible areas). Louisiana also has down payment assistance programs that can reduce upfront costs further. We review all options for your specific situation.

Service Area

We Serve All of Louisiana

Bayou Mortgage serves homebuyers in every Louisiana parish. Find mortgage information for your city.

Ready to Buy a Home in Gonzales?

Get a free quote in minutes — no credit pull, no pressure. Channing Moore will personally review your situation.