Louisiana’s offshore energy gateway — where the Atchafalaya Basin meets the Gulf, with shipyard jobs, Cajun seafood, and homes at 22% below the national cost of living.
The numbers that matter most when you’re evaluating a move to Morgan City.
Discover what makes Morgan City a great place to call home.
How Morgan City compares to the Louisiana average and national average.
| Category | Morgan City | Louisiana Avg | National Avg |
|---|---|---|---|
| Housing (Median) | $152,000 | $253,100 | $368,581 |
| Rent (1BR) | $675/mo | $906/mo | $1,200/mo |
| Groceries | 91 index | 96 index | 100 index |
| Utilities | 76 index | 82 index | 100 index |
| Property Tax | 0.53% | 0.53% | 1.1% |
| Transportation | 88 index | 97 index | 100 index |
Morgan City and St. Mary Parish offer waterfront living, quiet suburbs, and rural communities.
Walkable downtown along the Atchafalaya River with historic homes, local restaurants, and the seawall. Homes from $70K–$180K.
Near the popular Lake End Park on Lake Palourde with boat launches and campgrounds. Family-friendly homes from $100K–$220K.
Small town across the river with its own identity, slightly quieter pace, and affordable homes. Homes from $80K–$180K.
Adjacent community known for the Wedell-Williams Aviation Museum and rural charm. Very affordable homes from $60K–$150K.
Waterfront community between Morgan City and the Gulf with canal-side homes and boat access. Homes from $100K–$250K.
Small communities west of Morgan City with a country feel. USDA-eligible areas with homes from $80K–$200K.
St. Mary Parish School District serves Morgan City and surrounding communities.
The St. Mary Parish School Board operates approximately 20 schools serving around 8,000 students across the parish, including schools in Morgan City, Franklin, and surrounding areas.
Offshore energy, shipbuilding, and marine services drive the Morgan City economy — a working port city with deep industrial roots.
The Port of Morgan City is a vital gateway for offshore oil and gas operations in the Gulf of Mexico. The city's strategic location on the Intracoastal Waterway and Atchafalaya River makes it a natural hub for marine transportation, shipbuilding, and offshore support services.
Bayou Mortgage helps Morgan City and St. Mary Parish families find the best mortgage options for their budget.
Morgan City offers very affordable housing, from historic downtown homes to waterfront properties along the bayous and lakes. The market can fluctuate with oil prices, so timing can matter. Many surrounding areas qualify for USDA zero-down financing.
Morgan City is in a low-lying area near the Atchafalaya Basin, so flood insurance is important for most properties. Check FEMA flood maps and elevation certificates before buying. Factor insurance costs into your budget alongside the very affordable home prices.
Every city has tradeoffs. Here’s an honest look at Morgan City.
Considering other areas? Check out these nearby cities.
Common questions about moving to Morgan City.
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New to the homebuying process? Here's what to expect with Mortgage Pre-Approval in Louisiana before you start shopping for a home.
