Free Class · USDA Loans Explained

$0 down. The most underused loan in Louisiana.

Most buyers think USDA is for farms. It's not. The eligibility map covers way more of Louisiana than you'd guess — including a lot of suburban areas. If you qualify, this is one of the best mortgage programs you'll ever find.

  • $0 down payment + lower mortgage insurance than FHA
  • How to check if a property qualifies (most people guess wrong)
  • Income limits — what counts and what doesn't
  • Credit and DTI requirements that actually work for real buyers
  • How to roll closing costs into the loan if appraised value supports it
Channing MooreMortgage Broker
4.9 ★115+ Google Reviews
FreeNo credit pull, no pitch
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Channing Moore
Your Presenter

Channing Moore

Owner & Mortgage Broker · Bayou Mortgage

I built Bayou Mortgage with my wife Monica because I was tired of watching Louisiana families get the runaround from out-of-state lenders who didn't understand our market. Born and raised here, licensed only here.

Over 115 five-star Google reviews from real Louisiana buyers — most of them first-timers who came in thinking the process was complicated and left wondering why nobody had explained it this way before. That's exactly what this class is for: no jargon, no pitch, just the truth.