Channing Moore
⚡ Free HELOC Eligibility Check

Find out your true home equity potential in under 2 minutes.

Answer a few quick questions and I'll generate a personalized HELOC snapshot โ€” showing how much equity you can unlock, plus a downloadable certificate.

✅ No credit pull ✅ No obligation ✅ Instant results

Bayou Mortgage ยท NMLS #1845349 ยท Equal Housing Lender

What zip code is your property in?

This helps us verify lending guidelines and general property values in your area.

What is your primary goal for the funds?

Different goals can sometimes open up specialized equity options.

๐Ÿ”จHome Remodel
๐Ÿ’ณPay Off Debt
๐ŸฆCash Reserve
๐ŸŽฏOther

What type of property do you own?

๐Ÿ Single Family
๐ŸขCondo / Townhome
๐Ÿ˜๏ธMulti-Family (Up to 4)

What is your estimated home value?

$350,000

What is your current mortgage balance?

If you own the home free and clear, set this to $0.

$200,000

How much equity do you want to access?

$50,000

What is your gross annual income?

$75,000

What are your total monthly debt payments?

Important: Include your current mortgage payment, car payments, student loans, and credit cards. Do not include basic utilities.

$2,000

What is your estimated credit score?

760+  —  Excellent
720–759  —  Very Good
680–719  —  Good
640–679  —  Fair
600–639  —  Below Average
Below 600  —  Needs Work

What's your name?

What's your email address?

We'll send your HELOC eligibility summary here.

Channing Moore

Last step โ€” enter your phone number

So I can review your home equity options with you personally.

By submitting you agree to be contacted by Bayou Mortgage. NMLS #1845349. Equal Housing Lender.

Hi there โ€”

Your Equity Snapshot

Based on what you've shared, here's an estimate of the equity you may be able to unlock. This is not a pre-approval โ€” it's a personalized starting point.

Estimated Max HELOC
$0
Based on estimated property value & CLTV limits
Total Home Equity
$0
Current LTV: 0%
Programs You May Qualify For

This eligibility estimate is based on information you provided and current market conditions. It is not a commitment to lend or a pre-approval. Bayou Mortgage LLC ยท NMLS #1845349 ยท Equal Housing Lender.