Conventional is the most flexible mortgage program out there — and the 20% down myth keeps a lot of buyers stuck on the sidelines. This is the full breakdown of how conventional really works, and why first-time buyers can put down as little as 3%.
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I built Bayou Mortgage with my wife Monica because I was tired of watching Louisiana families get the runaround from out-of-state lenders who didn't understand our market. Born and raised here, licensed only here.
Over 115 five-star Google reviews from real Louisiana buyers — most of them first-timers who came in thinking the process was complicated and left wondering why nobody had explained it this way before. That's exactly what this class is for: no jargon, no pitch, just the truth.
