Qualify based on property cash flow—not your personal income.
Whether you're buying a new investment property or pulling cash out of a current one, answer a few quick questions to see your DSCR options instantly.
Bayou Mortgage · NMLS #1845349 · Equal Housing Lender
What zip code is the investment property in?
What are you looking to do?
Select the option that best describes your investment goal.
What type of property is this?
What is the estimated property value?
Use the slider to set an approximate value.
What is the current mortgage balance?
If you own it free and clear, set this to $0.
What is your planned down payment?
DSCR loans typically require at least 20% down.
What is the gross monthly rent?
For a purchase, use expected market rent. For a refinance, use current actual rent.
What is your estimated credit score?
DSCR terms are heavily based on credit and LTV. An estimate is fine.
What's your name?
What's your email address?
We'll send your DSCR snapshot here.
Last step — enter your phone number
So I can review your DSCR ratio and investment options with you personally.
By submitting you agree to be contacted by Bayou Mortgage. NMLS #1845349. Equal Housing Lender.
Your DSCR Snapshot
Based on what you've shared, here's an estimate of your investment potential. This is not a pre-approval — it's a mathematical starting point.
This estimate is based on information you provided and current market conditions. Actual loan eligibility is subject to formal property appraisal, verification of rental income (1007 Rent Schedule), assets, credit history, and underwriting guidelines. Bayou Mortgage LLC · NMLS #1845349 · Equal Housing Lender.
